Our Financing

At State Automotive, we understand that vehicle repairs don’t always align with your budget. That’s why we accept the Synchrony Car Care Credit Card—a flexible financing option designed specifically for automotive needs. With promotional financing available on qualifying purchases, you can get the repairs you need now and pay over time.

This card is accepted at over a million locations nationwide, including gas stations and auto service centers. Whether you’re replacing tires, repairing your suspension, or performing routine maintenance, Synchrony makes it easier to manage larger expenses without disrupting your finances.

Synchrony offers convenient online account management and special financing promotions—so you stay in control while keeping your vehicle in top shape.


Apply today or ask us how to use your Synchrony card at your next visit.

Unexpected repairs shouldn’t leave you stranded. That’s why State Automotive partners with Snap Finance, offering no-credit-needed financing for customers who may not qualify through traditional lenders. Snap evaluates more than just your credit score, giving you a better chance at approval when you need help most.



With flexible lease-to-own payment plans, Snap allows you to pay over time while driving away with a safe, reliable vehicle. It’s fast, simple to apply, and designed for real-world budgets. Approval decisions are made in seconds, and you can use the funds right away for repairs.

If you’re facing costly repairs but need a path forward, Snap Finance might be the right fit.

Stop by or ask our team about getting started with Snap today.

For drivers who prefer transparent monthly payments, Affirm is a trusted solution. At State Automotive, we make it easy to break down repair costs into manageable payments—with no hidden fees and no surprises. Affirm shows you exactly what you’ll pay up front, so you can make the best decision for your budget.



With terms ranging from 3 to 36 months, Affirm allows you to choose a plan that fits your needs. Whether you're investing in major engine work or spreading out the cost of diagnostics and repairs, it’s all about flexibility and transparency.

Affirm is ideal for customers who want predictability and peace of mind.

Ask us how you can split your repair bill into easy payments with Affirm.

At State Automotive, we want every customer to have access to the repairs they need—regardless of credit history. That’s why we accept EasyPay Finance, a flexible option designed for customers with good, challenged, or no credit. With high approval rates and straightforward terms, EasyPay helps you get back on the road without the stress.



EasyPay offers 90-day interest-free options and extended terms for those who need more time to pay. Whether it’s a routine service or a larger repair, their tiered program helps match you with a financing plan that works for your situation. The application is quick and decisions are made in seconds.

If your credit isn’t perfect but your vehicle needs attention, EasyPay may be the right fit for you.

Ask our team how to apply or get pre-qualified with EasyPay today.

Need more flexibility for your car repair bill? At State Automotive, we’re proud to offer Klarna—a simple way to split your payment into interest-free installments or choose longer-term financing. Klarna is perfect for customers who want to manage their budget without sacrificing quality service.



With Klarna’s pay-in-4 option, you can break your total into four equal payments made every two weeks—with no added interest or fees. For larger repairs, Klarna also offers longer-term financing with clear, upfront terms so you know exactly what you're paying.

Keep your car—and your finances—running smoothly.

Talk to us today about using Klarna for your next visit.